PropertyByPam

Central Arkansas Real estate…

Is your Homeowner Insurance Up to Date?

| 0 comments

So I’ve thought about this for several days before I posted on my website. It’s one of those things that you are not so sure you want to post, or need to post.  One could say that this story does not really belong on a Real Estate site, but I figure it is my site and I’ll write what I damn well want to write on it.

A very strange thing happened to me. Last Thursday was one of those days that I had a lot to do, but never thought it would go down in my life as one of the most mixed up, harried days of my life.

Now I usually never turn my phone completely off, even though many professionals like doctors feel that I should. I was actually sitting in the dentist chair when I got a call. I have a lot of clients and I don’t normally answer phone calls from a dentist chair, but when you have an aging parent, a son and a husband that may be in trouble, I normally peek just to see who is calling.  Well, the call was from “Kevin the Cop”. Kevin is my neighbor and he has been a blessing to the neighborhood and a wonderful friend to me. We don’t go to dinner or pal around town together, but Kevin is wonderful and I appreciate him.

I answered the call and cheerfully said “What’s up Kevin?” the words out of his mouth were “Pam, I’m so sorry”.  My heart immediately sank… I mean it sank all the way down to my butt… because I expected the worst.  Kevin said “I’m standing in your living room.”

I took a deep breath and then he told me why.

You may need a little background info at this point. You see, I have old dogs. I have a particular dog, Crazy Daisy, that is a 14 years old beagle. Daisy is deaf as a stone, she is epileptic, smells funny and is exhibiting signs of dementia. She sees things and doesn’t mind very well because frankly, like I said… She is as deaf as a doorknob.  Now when Daisy barks it used to be in the common beagle style… something like bayoooo, bayoooo! Since she is older, it is now somewhat abbreviated to more of a baalp, baalp, baalp. 

Crazy Daisy

I had an Amazon package scheduled for delivery. It was just a stretchy woven belt for $8.97. Nothing fancy or really needed.  Well, this Amazon delivery was very concerned when he heard Daisy bark. He thought her bark sounded like an older man yelling for help. The young man did what he was supposed to do, he called 911 and told the operator that he thought someone was in trouble in the house. Kevin was nearby and he came immediately. Like I said, Kevin and I don’t pal around each other a lot and he does not know that Daisy has declined. He too listened and thought there was an older man yelling for help.

My front door is a fortress. It is a lovely, very expensive, steel door with leaded glass inserts and sidelights. I actually installed it myself and there isn’t anyone that’s going to bust through my front door without a sledge hammer. The Amazon guy kicked my front door several times without making entry then they went to the back door and kicked it down and they entered my house. Only to find Crazy Daisy hiding under a table.

Of course, now I’m in the middle of insurance quotes and claims and deductibles. Not the most fun thing I can think of doing today. Not for one door, but for two doors.

Want to know the real “kicker”? (pun intended) I was late leaving for my dentist appointment and my back bedroom window (near the back door) was opened at least 6 inches and they could have easily raised it up and entered my home.

My advice – and to somehow tie this story into the Real Estate theme of my website and blog… Go over your insurance coverage at least once a year at renewal time. I do this every year. I’m covered – less my deductible of course.

And how was your day?

Leave a Reply

Required fields are marked *.